Consumers with fair or average credit have several options for rewards credit cards. CNBC Select analyzed several cards, and here's some of our favorites.

We analyzed 50 major cash-back credit cards using an average American's annual budget and dug into each card's perks and drawbacks to find the best ones for various spending habits.

Best First Credit Cards To Build Credit. Discover it® Student Cash Back: Best Welcome Bonus for a Student Card; Capital One Savor Student Cash Rewards Credit Card: Best Student Card for Rewards ...