Multiple wildfires, including the Palisades Fire and Eaton Fire, are raging across southern California early Thursday, leaving at least 5 dead and burning more than 27,000 acres, officials say. The Sunset Fire in the Hollywood Hills section of Los Angeles is the most recent to break out.

The massive fires that have destroyed much of Pacific Palisades and demolished more than 2,000 homes in Los Angeles County threaten an effort to fix California's troubled home insurance market.

The state’s insurance industry was reformed in late 2024 to promote coverage in disaster-prone areas. Tens of billions in fire damage will stress-test the new regime.