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Big Banks Are Still Paying 0.01%. Here's Where to Actually Earn Interest on Your Savings

Did you know 82% of Americans don't use a high-yield savings account (HYSA)? For years, I was part of that group too. I left my cash sitting in a big bank account that earned just 0.01% APY -- ...
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Is the 0.01% Spending Rule Smart or Risky? A Financial Planner Weighs In

Ever agonized over buying a $40 sweater? A new, trending spending rule claims to be the key to helping you determine whether or not you should make that purchase. According to the 0.01% rule, if a ...
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On the Fence About a Spending Decision? Try the 0.01% Rule

Want guac in your burrito bowl or extra legroom on your flight? A new financial guideline might help you decide. It is called “the 0.01% rule.” It states that if you are torn about making a purchase, ...
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Here’s the new ‘0.01% rule’ this money expert swears by to encourage Americans to indulge in more guilt-free spending — would it work for you?

If you agonize over every purchase — whether it’s organic strawberries or a trip to Paris — the 0.01% rule might help put things in perspective. Essentially, the rule states that it’s safe to spend ...