There are more ways than ever to use your retirement account as an ATM. But those transactions come at a cost.

Vanguard’s How America Saves 2026 report found the most common reasons for tapping a 401(k) in advance were to avoid ...

Vanguard data shows Americans are pulling money out of their retirement accounts early at record rates to help make ends meet.

Learn how a Roth 401(k) works in 2026, including contribution limits, withdrawal rules, tax benefits and how it compares with a traditional 401(k) or Roth IRA.

A new Fidelity analysis reveals that 401(k) balances have grown more than 11%—here's the biggest contributor to the boost in ...

Professionally managed accounts within 401(k)s are having a moment. As of the end of 2024, nearly all participants in Vanguard plans had access to target-date funds, and almost 80% had access to ...

About 50 million workers lack access to employer-sponsored retirement plans, a hurdle to setting aside money for old age.

This article discusses what your RMDs might be if you have $500,000 tucked away in your retirement accounts. I'll also ...

Raiding retirement savings for a down payment on a home can be tempting, especially if you’ve struggled to scrape together enough money to buy. But ...

Every American deserves to retire. However, millions of people lack access to 401(k)s. President Trump aims to solve this problem by offering new 401(k) plans.

Want to avoid a huge tax burden in retirement? This expert reveals what pre-retirees can do to minimize taxes in their golden ...

The IRS charges an excess accumulation penalty if a retirement account owner or beneficiary does not withdraw the required minimum distribution (RMD) for the year.