Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

A charitable gift annuity offers an interesting and beneficial option to the philanthropically-minded individual. Not only does this arrangement allow you to support your favorite charitable ...

1. Annuity exclusion ratio rules have wrinkles. If you're not already a tax lawyer, a tax accountant or the holder of the Chartered Life Underwriter designation or the equivalent, with extensive ...

Annuities can provide retirees with a guaranteed stream of income, but choosing the right type is key to making the most of these products. Making the selection requires learning about the major ...

An indexed annuity ties part or all of the crediting rate of an annuity to the performance of an investment index, such as the S&P 500. Keyport Life issued the first modern U.S. indexed annuity in ...

Indexed annuities account for four out of every 10 fixed annuity sales, after just being introduced 16 years ago! Although IAs may be fairly immature in terms of the product life cycle, their sales ...

A single premium immediate annuity (SPIA) is one of the simplest types of annuity contracts. With a SPIA, you make a single large deposit with an annuity company and your monthly payments begin ...

401 (k) vs. Annuity: Basic Concepts First, let’s review some basics. If you’re a typical American worker, chances are you already have a 401 (k), the near-ubiquitous workplace plan that provides ...

Have you ever gone car shopping? Even if you aren’t a car enthusiast, most people know that the vehicle should have basic safety features, like antilock backs and airbags. Most... Have you ever gone ...

When you think about retirement, what's your biggest fear? If you're worried about running out of money, you're not alone. Survey after survey has found that building enough income to last through a ...