Before switching from a fully insured group health plan to a self-funded plan, organizations should take several factors into ...

Discover how actuarial value determines cost-sharing in health insurance, affecting premiums and out-of-pocket expenses ...

Larry Moore explains how a change in the way Fresno Unified provides healthcare insurance for retirees sets a dangerous precedent.

I Have Plenty of Money: Why Do I Need a Long-Term Care Plan? Long-term care planning, whether through insurance or self-funding, is crucial not only for financial protection but also to preserve ...