On November 18, 2014, the CFPB staff and Federal Reserve Board co-hosted a webinar that addressed questions about the Final TILA-RESPA Integrated Disclosure Rule that will be effective for ...
Question: We are a lender with some questions regarding disclosing the Closing Disclosure (CD). If we have a borrower and a co-borrower, must we send both individuals the CD for review? If we ...
The closing disclosure is one of the most important documents you’ll get during the mortgage process because it spells out all of the details of your home loan—including the money you’ll need to bring ...
One of the main effects of the Dodd-Frank Act was the creation of the Consumer Financial Protection Bureau (CFPB). At the outset of its existence, the CFPB was given the mandate to promulgate new ...
Q: How will I know that the mortgage I'm getting is the one I was promised? A: Borrowers are getting a new five-page form designed to make home loans easier to understand before they finalize the deal ...
There are many advantages to owning a home, including the tax breaks offered. But these tax breaks only benefit you if the right items are claimed. The surest way to do this is with professional help: ...