Victims of money scams have even more to worry about than losing their assets—the real risk of getting duped again by so-called asset recovery firms.

Losing money to a scam is bad enough, but some scammers take it even further, tricking victims into paying them in hopes of recovering lost funds.

Scams often involve emotional manipulation that can trick even smart people. Many scam victims feel ashamed and blame themselves, but it's not their fault. Realizing you've been scammed can be ...