Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

Both accounts remain viable for savers right now. Here's which one could earn more with a $10,000 deposit this year.

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.

The interest-earning potential with either account is significant now, but only one will guarantee those returns.

Making your savings last is essential in retirement. Use our savings withdrawal calculator to see how far you can stretch your nest egg.