We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Contrary to popular ...

Debt often carries a negative reputation, but the reality is more nuanced. Not all debt is created equal, and understanding the difference between good debt and bad debt can help you make smarter ...

The Federal Reserve Bank of New York reported U.S. household debt increased to $17.5 trillion in the fourth quarter of 2023. Credit card debt, mortgages and auto loans led to those debt figures. But ...

In the world of personal finance, "debt" has a negative perception. However, not all debt is necessarily destructive for you. The answer is a bit more involved; some forms of borrowing can actually ...

Debt is crushing American households in 2025. A recent Achieve Center for Consumer Insights survey found that 28% of consumers saw their debt increase last fall, with many struggling to cover basics ...

2025 has brought significant turmoil to global markets, and consumer debt and financial stress are on the rise. Understanding proper debt load is an integral part of managing personal finances. Still, ...

Your debt-to-income ratio (DTI) can quickly determine if you have too much debt. Good debt, like a mortgage or student loans, can increase your net worth, while bad debt, like credit card debt, does ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You’re struggling to pay ...

Add Yahoo as a preferred source to see more of our stories on Google. Not all debt is created equal; “bad debt” doesn’t provide any growth value, accumulates high interest — and can take years to pay ...

Most people carry some kind of debt — credit cards, car loans, student loans, maybe even a mortgage. It's a normal part of life for many families. But here's the truth: not all debt is created equal.

The word “debt” often makes people wince; no one wants to be in debt. But there is a difference between good and bad debt. Debt that helps you acquire an appreciating asset like a home or further your ...