Mortgage rates are not expected to move much for the remainder of 2025. Fannie Mae estimating that 30-year mortgage rates will average 6.8%.

A roundup of quarterly mortgage rate forecasts shows that most forecasters still expect mortgage rates to gradually decrease over the next 18 months. Want more housing market stories from Lance Lambert’s ResiClub in your inbox?

With the spring homebuying season quickly approaching, buyers should know the mortgage rate forecast for March.

Tight conditions are squeezing buyers across the country. In Westchester County, New York, real estate agent Pamela Grunstein is navigating a market that has 1.6 months of supply – a far cry from the 6 months or so that’s long been considered the sign of an evenly balanced market.

Since rates vary widely across lenders, it's always smart to shop around for your best mortgage rate and compare rates regularly, no matter the type of home loan you seek. For a second consecutive day,