Learn what a car insurance premium is, how it's calculated, and tips to reduce your costs. Discover ways to get the best car insurance rates.

Michael Evans writes about insurance and other finance topics for Investopedia. An insurance industry veteran, he has covered personal finance for more than 20 years for publications including ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Homeowners and car owners have at least one thing in common — rising insurance premiums. Auto insurance has gone up more than 11% in 2025, according to data from the U.S. Bureau of Labor Statistics, ...

There are many ways active service members and veterans can save on car insurance, including discounts or suspending certain coverage if you're deployed. Some insurance companies, Armed Forces ...

When you shop through retailer links on our site, we may earn affiliate commissions. 100% of the fees we collect are used to support our nonprofit mission. Learn more. In the state of Colorado, steep ...