Fortunately, for those who can’t find insurance on the voluntary market, your state likely offers high-risk home insurance policies, also known as FAIR plans. For property owners who cannot get ...

A recent investigation by CBS News found that since many private insurance companies have stopped issuing new policies, homeowners are being forced into the state’s insurance plan, the FAIR plan ...

CBS data analysis reveals that more and more homes in low-risk areas are being forced into the FAIR plan. In fact, there are 10 times as many low-risk homes on the FAIR plan as homes in the ...

Investigation reveals Californians are forced into the FAIR plan despite living in low-risk areas for wildfires — why this is happening and what residents can do about it ...