Typically, most mortgages are 30-year mortgages, but you can choose between several term lengths to decide which loan term is ...

The rate on a 30-year fixed refinance climbed to 6.42% today, according to the Mortgage Research Center. Rates averaged 5.43% ...

Calculating the monthly costs of a home equity loan is simple to do with precision thanks to the product's fixed interest ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

As of December 3, 2025, the average home equity loan rate is 7.99%, according to Bankrate’s regular survey of rates. The ...

HELOC rates could fall in 2026 if the Fed rate-cutting trend continues, but there are other possibilities, too.