Every day in which you set foot out of bed, you expose yourself to some sort of risk. That is why you buy insurance: car, homeowner, renters, life, health, etc. The world is uncertain and you need to ...

With few exceptions, the advisors I have spoken with believe that as long as their clients have an umbrella policy, they’re in pretty good shape relative to their property and casualty insurance. They ...

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

So you’re nearing the end of your long, emotional, complicated—and did we mention long?— home-buying process, and you know that with great home-buying power comes great home-buying responsibility: You ...

I don’t think there’s any indication umbrella policies entice folks to bring lawsuits more frequently. If you hadn’t noticed, we live in a lawsuit-happy world. There are lots of greedy people out ...

Liability coverage decisions rarely feel urgent until something goes wrong, yet the way drivers pair (or separate) auto and umbrella insurance can quietly shape how well their assets hold up after a ...

Say you’re having a dinner party at your house. Everything is going fabulously until a guest slips and falls on your patio, breaking bones and requiring a hospital stay. It’s not anyone’s fault, but ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

In life, there is a far too common belief that you only need the minimum amount of insurance money to get by. Unfortunately, some people think liability coverage for things like a home or car is only ...

A. There are several items to consider here. First, an umbrella policy through your homeowners or automobile insurance policies will not protect you from possible child support judgments, but it could ...

Business umbrella insurance adds a layer of protection to other policies to guard against catastrophic losses. Many, or all, of the products featured on this page are from our advertising partners who ...