Roughly 5.3 million borrowers are in default on their federal student loans and soon could be subject to having their wages garnished.

A credit score is a three-digit number used by creditors to assess your credit behavior and likelihood of timely loan ...

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Actually figuring out how much you need to retire can be challenging. Americans aged 18 and older estimate they’ll need ...

After a pause of more than five years, on May 5 the federal government will resume collections on defaulted student loans.

Removing medical debt from credit scores would ease the financial pressure on families like mine. Fighting an illness is tough enough. The last thing anyone needs is to have that debt wreck your ...

People often think that to be financially successful, you must have a high-paying job and a frugal lifestyle. While both can ...

Paying off debt is the best way to raise your credit score. Also, use only 70% of the credit available to avoid an indication ...

Canceling a credit card that you don’t use can also impact your credit utilization ratio. When you cancel a card you don’t ...

Contrary to what you might expect, your credit report does not contain your credit score. But it does offer a lot of other ...

Debt settlement, aka debt relief, debt resolution or debt negotiation, means contacting your creditors and asking them to ...

If you've been thinking of refinancing your home loan, these brief descriptions will give you the background information ...