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THE REALITY: I’m 52 years old.I’ve worked my entire adult life.My retirement savings? $47,000. That’s it. After 30 years of working. THE PANIC MOMENT: To retire comfortably at 65, I need $1.2 million.I’m $1,153,000 short.13 years to close the gap. HERE’S MY 13-YEAR PLAN: YEAR 1-2: AGGRESSIVE START → Cut $1,000/month in expenses → Build high-ticket affiliate income (1k-2k/month) → Invest everything into retirement Goal: 95k–119k by end of year 2 YEAR 3-5: SCALE INCOME → Scale affiliate to(3k–5k/m
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