Should homeowners refinance with these lower rates? That depends on what the breakeven point is.

Thinking about refinancing that mortgage? Let’s do the math! You’re rocking a 7.5% rate with Chase, huh? Ouch! 😬 With a $600,000 mortgage, if you refinance to a 5.5% rate, you could slash your monthly payment from $4,200 to just $3,600. That’s a cool $600 savings every month! Sure, you’ll face about $30,000 in closing costs, but if you’re planning to stick around in your forever home, you’ll break even in about 50 months. After that, it’s all about savings rolling in! 💵 Curious how to make thi

Best friend Part 1 #fyp | best friends

Bored Friends Create Fun Baddies Episode

Best Day Ever 😁 #snowball #lifehack #amazing #throw #satisfying (via lucaseddyyt/IG)