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Discretionary Housing Payments (DHP) are extra money if your benefits don't cover your full rent. You could also get a DHP for help with the costs of moving to a new home. Find out more in our video. | Shelter
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The IRS loophole that can slash your student loan payments by $400 per month (completely legal)... If you’re on an IDR plan (like IBR or PAYE), your payment is based on a percentage of your discretionary income, which comes from your AGI. Reduce your AGI, and you reduce what your loan servicer thinks you can afford to pay. That means contributions to: Pre-tax 401(k), 403(b), 457(b) Health Savings Account (HSA) Flexible Spending Account (FSA) …don’t just help with taxes or retirement—they directl
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